/* ────────────────────────────────────────────────────────────
   Gurpreet Kaur Chahal — Independent Financial Adviser
   Landing page for QR-code lead capture.

   Palette base sampled directly from her real brand asset
   (assets/images/lfc-masthead.jpeg — crown mark ≈ #16283C,
   wordmark ink ≈ #2A2E33) rather than invented.

   CRO pass: a champagne-gold accent was added deliberately at
   the client's request, reserved for CTAs and for the single
   "✦" motif already printed on her real masthead ("Create ✦
   Build ✦ Protect") — that mark, not a generic gradient, is
   this page's signature device. Gold-on-navy and navy-on-gold
   both clear 4.5:1 contrast (checked, not assumed); the button
   hover state lifts with a shadow rather than darkening the
   fill, since darker golds drop below that ratio against navy
   text.
──────────────────────────────────────────────────────────── */

:root {
  --navy:        #16283c;
  --navy-mid:    #274361;
  --navy-tint:   #eef1f5;
  --ink:         #262a2f;
  --body-text:   #565f6a;
  --muted:       #8b929b;
  --paper:       #fbfaf7;
  --card:        #ffffff;
  --mist:        #e9ebee;
  --line:        #dde1e6;
  --success-bg:  #eef4ee;
  --success-ink: #2f5a35;
  --error-bg:    #fbeeec;
  --error-ink:   #93342a;

  --gold:       #b08d3f;  /* CTA fill + signature ✦ — 4.8:1 with --navy text */
  --gold-deep:  #8c6d2c;  /* small text/icon accents on light backgrounds only */
  --gold-soft:  #c9ac6a;  /* on-dark accents, e.g. ✦ against --navy */
  --gold-tint:  #f4ecd8;  /* warm wash for badges / testimonial cards */

  --font-display: 'Fraunces', 'Iowan Old Style', 'Palatino Linotype', Georgia, serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;

  --space-1: 8px;
  --space-2: 12px;
  --space-3: 20px;
  --space-4: 32px;
  --space-5: 48px;
  --space-6: 72px;
  --space-7: 104px;

  --radius: 4px;
  --radius-lg: 6px;
  --shadow-card: 0 1px 3px rgba(22,40,60,0.06), 0 20px 40px -24px rgba(22,40,60,0.18);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--body-text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  line-height: 1.65;
  font-size: 16px;
}

img { max-width: 100%; display: block; }
a { color: var(--navy); }
a:hover { color: var(--navy-mid); }

:focus-visible {
  outline: 2px solid var(--navy-mid);
  outline-offset: 3px;
}

.container {
  width: 100%;
  max-width: 1040px;
  margin: 0 auto;
  padding: 0 28px;
}
.container--narrow { max-width: 760px; }

h1, h2, h3 {
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--ink);
  letter-spacing: -0.01em;
  margin: 0 0 var(--space-3);
}

.eyebrow {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--navy-mid);
  margin: 0 0 18px;
}
.eyebrow__spark { color: var(--gold-deep); font-size: 13px; transform: translateY(-1px); }
.eyebrow--on-dark { color: #b9c6d4; }
.eyebrow--on-dark .eyebrow__spark { color: var(--gold-soft); }

/* ── Masthead (her real brand banner, used as-is) ─────── */
.masthead { background: var(--navy); }
.masthead img { width: 100%; height: auto; display: block; }

/* ── Hero ─────────────────────────────────────────────── */
.hero { padding: var(--space-6) 0 var(--space-5); }
.hero__grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: var(--space-6);
  align-items: center;
}
.hero h1 {
  font-size: clamp(32px, 4.4vw, 46px);
  line-height: 1.12;
  max-width: 14ch;
}
.hero h1 em {
  font-style: italic;
  color: var(--navy);
}
.hero p.lede {
  font-size: 17px;
  line-height: 1.75;
  max-width: 46ch;
  margin: 0 0 var(--space-4);
}
.hero__actions { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; margin-bottom: var(--space-2); }
.hero__note { font-size: 13px; color: var(--muted); }

.hero__portrait { position: relative; }
.hero__portrait-frame {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  aspect-ratio: 4 / 5;
}
.hero__portrait-frame img {
  width: 100%; height: 100%; object-fit: cover;
}
.hero__portrait-tag {
  position: absolute;
  left: -18px;
  bottom: 28px;
  background: var(--navy);
  color: #fff;
  padding: 14px 20px;
  border-radius: var(--radius);
  box-shadow: 0 14px 28px -12px rgba(22,40,60,0.45);
  max-width: 220px;
}
.hero__portrait-tag strong {
  display: block;
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 500;
  margin-bottom: 2px;
}
.hero__portrait-tag span {
  display: block;
  font-size: 11.5px;
  color: #aebbc9;
  letter-spacing: 0.02em;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 15px 30px;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
.btn:hover { text-decoration: none; }
.btn--primary { background: var(--gold); color: var(--navy); }
.btn--primary:hover { background: var(--gold); color: var(--navy); box-shadow: 0 14px 28px -10px rgba(176,141,63,0.55); transform: translateY(-2px); }
.btn--primary:disabled { opacity: 0.55; cursor: not-allowed; transform: none; box-shadow: none; }
.btn__arrow { transition: transform 0.15s ease; }
.btn:hover .btn__arrow { transform: translateX(3px); }

/* ── Trust bar — quick-scan credibility strip, right
   under the hero. Detailed FCA wording lives lower down
   in .trust; this is the 5-second version. ──────────── */
.trust-bar { background: var(--navy); }
.trust-bar__row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.trust-bar__item {
  padding: var(--space-3) var(--space-3);
  border-left: 1px solid rgba(255,255,255,0.12);
  text-align: center;
}
.trust-bar__item:first-child { border-left: none; }
.trust-bar__item span {
  display: block;
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-soft);
  margin-bottom: 5px;
}
.trust-bar__item strong {
  display: block;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 15px;
  color: #fff;
  letter-spacing: -0.005em;
}

/* ── Divider ornament (her own "✦" motif, reused) ─────── */
.ornament {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  color: var(--muted);
  margin: 0;
}
.ornament::before, .ornament::after {
  content: '';
  width: 64px;
  height: 1px;
  background: var(--line);
}
.ornament span { font-size: 13px; color: var(--gold-deep); }

/* ── Focus section ────────────────────────────────────── */
.focus { padding: var(--space-6) 0; }
.focus__intro { max-width: 62ch; }
.focus__intro p { font-size: 16px; margin: 0 0 var(--space-2); }

.focus__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-top: var(--space-4);
}
.focus__item {
  background: var(--card);
  padding: var(--space-4) var(--space-4);
  position: relative;
  transition: box-shadow 0.2s ease, transform 0.2s ease;
}
.focus__item:hover {
  box-shadow: var(--shadow-card);
  transform: translateY(-3px);
  z-index: 1;
}
.focus__item h3 {
  font-size: 18px;
  margin-bottom: 8px;
}
.focus__item p { font-size: 14.5px; margin: 0; line-height: 1.6; }
.focus__mark {
  width: 30px; height: 30px;
  border: 1px solid var(--navy);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--navy);
  font-family: var(--font-display);
  font-size: 14px;
  margin-bottom: 14px;
  transition: border-color 0.2s ease, color 0.2s ease, background 0.2s ease;
}
.focus__item:hover .focus__mark {
  border-color: var(--gold);
  color: var(--gold-deep);
  background: var(--gold-tint);
}

/* ── Testimonials — placeholder slots. Deliberately styled
   as "reserved" rather than filled with invented quotes:
   dashed frame, outline stars, no names. Swap in real,
   representative client feedback before this goes live —
   FCA financial-promotion rules on testimonials (representative,
   not cherry-picked, dated) apply once real ones go in. ── */
.testimonials { padding: var(--space-6) 0; }
.testimonials__intro { max-width: 62ch; margin-bottom: var(--space-4); }
.testimonials__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-3);
}
.testimonial-card {
  background: var(--gold-tint);
  border: 1px dashed #c9b98a;
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-3);
}
.testimonial-card__stars {
  display: flex;
  gap: 4px;
  margin-bottom: var(--space-2);
  color: var(--gold-deep);
  font-size: 15px;
  letter-spacing: 2px;
}
.testimonial-card p {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 15.5px;
  line-height: 1.6;
  color: var(--body-text);
  margin: 0 0 var(--space-2);
}
.testimonial-card__meta {
  font-family: var(--font-body);
  font-style: normal;
  font-size: 11.5px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--muted);
}

/* ── Trust / compliance band (dark, deliberate contrast) ─ */
.trust {
  background: var(--navy);
  padding: var(--space-5) 0;
}
.trust__grid {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: var(--space-5);
  align-items: start;
}
.trust p {
  font-size: 13.5px;
  line-height: 1.8;
  color: #c2cbd5;
  margin: 0;
}
.trust strong { color: #fff; font-weight: 600; }
.trust__refs {
  display: flex;
  gap: var(--space-4);
  white-space: nowrap;
}
.trust__ref { text-align: left; }
.trust__ref span {
  display: block;
  font-size: 10.5px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #7f95ac;
  margin-bottom: 4px;
}
.trust__ref strong {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 500;
}

/* ── Form section ─────────────────────────────────────── */
.form-section { padding: var(--space-6) 0; }
.form-section__grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: var(--space-6);
  align-items: start;
}
.form-section h2 { font-size: clamp(26px, 3.4vw, 32px); }
.form-section__intro p { font-size: 16px; max-width: 42ch; margin: 0 0 var(--space-4); }

.steps { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: var(--space-3); }
.steps li { display: flex; gap: 16px; align-items: flex-start; }
.steps__num {
  flex-shrink: 0;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--navy-tint);
  color: var(--navy);
  font-family: var(--font-display);
  font-size: 13px;
  display: flex; align-items: center; justify-content: center;
}
.steps p { margin: 0; font-size: 14.5px; color: var(--body-text); }
.steps strong { color: var(--ink); }

.enquiry-form {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: var(--space-4);
  box-shadow: var(--shadow-card);
}

.form-row { display: flex; gap: 18px; flex-wrap: wrap; margin-bottom: 18px; }
.form-field { flex: 1 1 220px; display: flex; flex-direction: column; gap: 7px; }
.form-field--full { flex-basis: 100%; }

label {
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: var(--ink);
}

input[type="text"], input[type="email"], input[type="tel"], select, textarea {
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--ink);
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 12px 14px;
  width: 100%;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--navy-mid);
  box-shadow: 0 0 0 3px rgba(39,67,97,0.14);
}
textarea { resize: vertical; min-height: 88px; }

.form-submit { margin-top: 8px; }
.form-note { font-size: 12.5px; color: var(--muted); margin-top: 16px; margin-bottom: 0; line-height: 1.6; }

#form-success, #form-error { border-radius: var(--radius-lg); padding: 28px 32px; }
#form-success { background: var(--success-bg); }
#form-success p:first-child {
  font-family: var(--font-body);
  font-size: 12px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--success-ink); margin-bottom: 10px;
}
#form-success p:last-child { color: var(--body-text); margin: 0; }
#form-error { background: var(--error-bg); border-left: 3px solid var(--error-ink); border-radius: 0 var(--radius-lg) var(--radius-lg) 0; }
#form-error p { color: var(--error-ink); margin: 0; font-size: 14px; }

/* ── Footer ───────────────────────────────────────────── */
.site-footer {
  border-top: 1px solid var(--line);
  padding: var(--space-4) 0 var(--space-5);
}
.site-footer__row {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: var(--space-3);
  flex-wrap: wrap;
}
.site-footer p { font-size: 12.5px; color: var(--muted); margin: 0 0 6px; line-height: 1.6; }
.site-footer a { color: var(--muted); }
.site-footer a:hover { color: var(--navy); }
.site-footer__credit { text-align: right; }

/* ── Responsive ───────────────────────────────────────── */
@media (max-width: 860px) {
  .hero__grid { grid-template-columns: 1fr; }
  .hero__portrait { order: -1; max-width: 280px; margin: 0 auto var(--space-3); }
  .hero__portrait-tag { left: 12px; }
  .trust-bar__row { grid-template-columns: repeat(2, 1fr); }
  .trust-bar__item:nth-child(3) { border-left: none; }
  .trust-bar__item:nth-child(3), .trust-bar__item:nth-child(4) { border-top: 1px solid rgba(255,255,255,0.12); }
  .trust__grid { grid-template-columns: 1fr; }
  .trust__refs { gap: var(--space-4); }
  .testimonials__grid { grid-template-columns: 1fr 1fr; }
  .form-section__grid { grid-template-columns: 1fr; }
  .form-section__intro { order: 1; }
}

@media (max-width: 560px) {
  .container { padding: 0 20px; }
  .hero { padding: var(--space-5) 0 var(--space-4); }
  .focus, .testimonials, .form-section { padding: var(--space-5) 0; }
  .focus__grid { grid-template-columns: 1fr; }
  .trust-bar__row { grid-template-columns: 1fr; }
  .trust-bar__item { border-left: none !important; border-top: 1px solid rgba(255,255,255,0.12); }
  .trust-bar__item:first-child { border-top: none; }
  .testimonials__grid { grid-template-columns: 1fr; }
  .enquiry-form { padding: var(--space-3) 18px; }
  .trust__refs { flex-wrap: wrap; gap: var(--space-3); }
  .site-footer__row { flex-direction: column; align-items: flex-start; }
  .site-footer__credit { text-align: left; }
}